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What Homebuyers Need To Know About Credit Scores

Mortgage

Credit scores for homebuyers, shown with a blue gauge and a question about lenders’ preferred scores.

Some Highlights

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.
According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home.
Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.

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